Kisan Credit Card not made yet? Want to know how you can apply for Kisan Credit Card(Kisan Credit Card Kaise Banaye)? The central government is running and scheduling a lot of schemes for farmers. In This Article, you would get to know how to apply for a Kisan Credit card (Kisan Credit Card Kese Banaya). We hope you are aware of that. Among these, a great scheme is the Kisan Credit Card, in which loans are provided at cheap interest rates for agricultural work. If you are a farmer & till now you have not made a Kisan Credit Card, then you have a whole month left to take advantage of this scheme.
All those farmers of our country who want to get their Kisan Credit Card but are not aware of online application can also apply offline for this. For this, you have to take all your documents and go to the nearest bank branch. By going there you can get all the information about the Kisan Credit Card scheme from any bank official and get the application form. After receiving this application form, fill in the requested information clearly and correctly. After filling in the details, attach the required documents with the form. Finally, submit this complete form to the concerned officer or at the concerned counter.
The officials will issue you the Kisan Credit Card within a few days after verifying your submission application. If you are getting benefits under the Pradhan Mantri Samman Nidhi Yojana, then you can easily apply for the Kisan Credit Card. You have to follow the steps given on the authoritative website of PM Kisan Yojana. Scroll down below where you can read “Kisan Credit Card Kese Banaya”.
Benefits Of Kisan Credit Card
There are many benefits which are associated with Kisan Credit Card. Check the benefits below:-
- The procedure of giving loans to farmers has become easier and even those who are illiterate have benefited from it.
- The farmer gets flexibility in repaying the amount of loan.
- There is a provision to increase the loan limit on the basis of agricultural income.
- Some types of crops come under it.
- The rates of interest are comparatively low as compared to other normal loans.
Kisan Credit Card Scheme 2022
Under Kisan Credit Card Scheme 2022, insurance guarantee loans will be given to about 14 crore farmers of the country. Farmers of the country who have cultivated land can get Kisan Credit Card so that farmers will be able to get loans at the low-interest rates. It has been decided by the Central Government to provide the facility of this scheme to all the farmers associated with Pradhan Mantri Kisan Samman Nidhi Yojana. Not only this, but the interest rate of the scheme will also be only 4%. Under this scheme, farmers covered by income tax can apply for a KCC loan.
Kisan Credit Card Kaise Banaye take advantage of the scheme?
- To get Kisan Credit Card, visit the official site of PM Kisan Yojana at https://pmkisan.gov.in/ .
- After that, download the form of Kisan Credit Card.
- You have to fill this form along with the documents of your cultivable land, crop details.
- For this account information, you can create another Kisan Credit Card from any other bank.
- If you cannot apply online then go to your nearest bank branch and complete all the formalities.
Can farmers other than the beneficiary of PM Kisan Yojana apply for the credit?
Not all information is available in this regard, you can get information in this regard from the given PM Kisan authoritative website.
Important documents to apply online for Kisan Credit Card
- Applicant’s Aadhar Card
- Farmer must be an Indian Resident
- Land Copy
- Pan Card
- Mobile Number
- Passport Size Photo
Remember to carry all these documents with you while applying for Kisan Credit Card. These documents are very vital as it includes all your information for verification.
Written By:- Lakshyartha-Sharma